Thursday 23 June 2016

Insurance: Life Annuities Article Category

The Winter of Your Life and Life Insurance by Aaron Dekker It's funny how our mood can be affected by the changing of the seasons, with the onset of winter usually the one that makes us the unhappiest. On the flipside, you have the happy times that come when the weather turns once more, and summer makes its return. The one thing that ties all of the seasons together is the need to prepare for each one.
Day of Families by Aaron Dekker The family is one of our most important social structures, a fact recognised by the United Nations General Assembly who proclaimed May 15th International Day of Families in 1993. One of the key roles of the family is to nurture and support its children until they are old enough to look after themselves. Sadly many parents do not realise that they cannot ensure that their children are always provided for, no matter what happens, without the protection of a life insurance company Most of us look back on our childhood with a fond smile. Don't Make These Life Insurance Mistakes by Aaron Dekker
Buying life insurance is not a task to be taken lightly. Your life insurance policy is the financial protection that your family needs to survive your death and the loss of your income. To help you get it right first time we reviewed 5 of the most common mistakes people make when buying a life insurance policy. Why Students Need Life Insurance Too by Aaron Dekker As the cost of higher education rises, families turn to loans to send their children to college. Shock statistics from the Consumer Financial Protection Bureau state that as of the end of last year, outstanding student loan debt was more than $1 trillion. Are you the parent of a college-going child? Provide Your Child With the Ultimate Protection: Life Insurance by Aaron Dekker June 1st is International Day for Protection of Children. Do you have life insurance to ensure the protection of your kids? Single Dads Need Life Insurance! by Aaron Dekker Single fathers are everything to their children: nurse, teacher, cook and of course playmate. They also carry the burden of providing for their children financially and earning the money they need to survive. How can you as a single dad protect your children against the day that you are no longer able to provide for them? Parenting and the Need for Life Insurance by Aaron Dekker Parent? Do you have the life insurance your family needs? Deciding the Right Term Insurance for You
by Akanksha Agrawal The amount of life insurance cover you go for is a very important decision you will make. Inadequate life insurance defeats the purpose of going for it. When you are calculating your insurance needs keep in mind the liabilities you have. 2 Very Important Reasons to Buy Life Insurance by JG Chambers Life insurance is important to a family because it provides immediate cash during a difficult time. Also, the cash from life insurance proceeds is not taxed. When a family member dies a number of life-changing adjustments take place and immediate cash is needed for many of these. Ignoring A Life Insurance Cover Could Be Fatal - Check Why by Shay Ramani Ignoring the need to buy life insurance cover can put your family into big financial problems. Find the answers to common myths about life insurance policy. Also, check some of the important reasons for which people should buy a life insurance cover. How to Find a Life Insurance Company by Michael J Carroll Jr Many people wonder how to go about choosing a life insurance company. In truth, there are several factors that can determine one's decisions to pick one company over another. What is an Annuity? by Michael J Carroll Jr Annuity Definition and How They Work - Life annuities are confusing for most people. There are many different types and all are basically the same thing: a product where an insurer makes payments to the insured for the term of their life. The seller is also known as the issuer. Life Insurance: Back to Basics by Cleo Patsy This article is a brief write up about the life insurance industry and how it forms part of your crucial financial planning, how it is applied in the reality of this world, and just how the common masses always dismiss the important factor of having an insurance policy. What do we know about insurance? Is it just a common stigma in a normal person's life? Can it really save our family, and doesn't it contradict the word death coverage, when we would already be dead, how good, or of use to our loved ones? Why You Should Invest in Life Insurance Now by Cleo Patsy There are many investment products out there, bonds, mutual funds, stocks and shares, you name it. There is however another mode where one would oversee. Ever heard of the term "invest in yourself"? That would usually apply for you investing in knowledge, true. But in this context, it literally means: "invest in thyself". As the great Li Ka Shing said before: "The best investment is to buy a million dollar policy on your child when he is born". Make Sure You Do These Five Things When Buying Life Insurance by Edward Sparkowski You've made the move mentally. You are ready to do something selfless and get some life insurance to provide security for your family in the event of your early exit. Congratulations, as you are one of too few that are addressing this critical need. Awareness of Life Insurance by Amy Anderson Lee Life insurance is an important part of your financial planning. If your family's only source of income is your salary, then you need life insurance coverage. If you are young, then you need more life cover that will last longer. You should take a life insurance for 10 years or 20 years depending on the age of your children. A life insurance could help to maintain your family's standard of living and makes sure that your children have all the opportunities even after your death. Spotting False Term Life Insurance by Bob Kiehn False life insurance fraud is perhaps the most sensitive kind of insurance scam, since larger frauds are often discovered only after the death of the insured. Although buyer frauds are very common, and can even lead to the murder or suicide of the insured in order to cash in their insurance, this article focuses on seller fraud, where those selling or claiming to sell insurance are involved in the fraud. Why Is My Life Insurance Policy Lapsing? by Daniel K Hopwood Every month Billions of dollars in life insurance death benefits lapse due to declining interest rates on interest sensitive life insurance products. The product I am talking about goes by a few different names: 1. Universal Life 2. Flexible Premium Life 3. Adjustable Premium Life. Indexed Universal Life Insurance For Retirement Income by Damon C Gonzalez Indexed universal life insurance can be a great savings vehicle for investors who have a good ability to save. Indexed universal life or IUL, is a type of permanent life insurance that allows a policy holders to build a cash value. To Fiduciary or Not To Fudiciary? by Karl Schilling The excuse for burdensome regulatory interference is consumer protection. The end result is actually reduced service for the middle market who needs advice more than the mass affluent market.

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