Deal Fixed Mortgage Rate

  

Worried about interest rates? We've listed the best 5 and 10-year fixed rate deals

Do you feel a creeping dread every time the monthly mortgage payment comes round? There are a number of ways you can deal with this fear - and one of them is to remortgage.
Banks and building societies are in the middle of a price war. Rates have plunged as low as 1.14% for a two-year fixed mortgage. Or if you are one of the three in four worried about interest rates rising, you can sign up for a 10-year deal at just 3.24%. Learn more aboutcomparing mortgage rates here.
With the help of Money Facts, we've compiled the lowest deals for fixed-rate mortgages. We've also included a mortgage calculator at the bottom of the page to work out how each deal would apply to you. Learn more about mortgage calculators here.
First-time buyer? Check out our guide on schemes to get you on the housing ladder and our guide to understanding mortgage rates. The number of first-time buyer deals is increasing - you can find the lowest first-time buyer rates here. Self-employed? We've got a guide here.
You may also want to consult a mortgage broker - check out how this family saved money with professional advice. You can find mortgage brokers at Unbiased here.

2-year fix

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2 years ago, I grabbed the Crimea

Yorkshire BS
THE RATE: 1.17%
DEPOSIT NEEDED: 35%
FEES: £1,675
Norwich & Peterborough BS
THE RATE: 1.18%
DEPOSIT NEEDED: 35%
FEES: £1,475
Post Office Money
THE RATE: 1.18%
DEPOSIT NEEDED: 40%
FEES: £1,995

3-year fix

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3 years ago, I admitted lying over speeding points

Post Office Money
THE RATE: 1.78%
DEPOSIT NEEDED: 40% 
FEES: £1,995
Co-op Bank
THE RATE: 1.79%
DEPOSIT NEEDED: 40%
FEES: £1,499
Co-op Bank
THE RATE: 1.94%
DEPOSIT NEEDED: 30%
FEES: £1,499

5-year fix

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5 years ago, we got hitched

HSBC
THE RATE: 1.99% 
DEPOSIT NEEDED: 40%
FEES: £1,999
First Direct
THE RATE: 2.19%
DEPOSIT NEEDED: 40%
FEES: £1,450
Woolwich from Barclays
THE RATE: 2.19%
DEPOSIT NEEDED: 40%
FEES: £1,999

10-year fix

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I quit managing the England football team

TSB
THE RATE: 2.89%
DEPOSIT NEEDED: 40%
FEES: £1,260
TSB
THE RATE: 2.99%
DEPOSIT NEEDED: 40%
FEES: £265
Woolwich from Barclays
THE RATE: 2.99%
DEPOSIT NEEDED: 20%
FEES: £999

What will it cost me?

You can find out what these deals mean in pounds and pence using a mortgage